Congrats On Your New Home!
Here are a few tips for new homeowners recommended from the people at growella.com
Here's a list of the things you should do when you move in. You can add many things to this list, but here are 7 things to take into consideration.
1. Clean Your Home And Call An Exterminator
The fact is that you don't know how the previous homeowners lived. Before you move in you can either do a deep cleaning or hire a professional cleaning company that specializes in move-in cleaning jobs. This is going to be your new home- its best to start off fresh! The following is not necessary but should be considered if you move into a older home. An appointment with a local reputable pest control company should be made because believe it or not there are insects living within the walls. Start with a one-time appointment and see where it takes you.
2. Replace Every Lock On Your House
This regards to safety. Believe it or not, there is a high chance there are copies of your keys floating around. The previous owner may have made a copy for the old babysitter, an old contractor, a friend from 5 years ago.. the list is endless. It's better to be safe than sorry so a change of lock is highly recommended. If you're handy take a ride to home-depot and buy lock replacements or hire a professional locksmith.
3. Install Your Home Security System
Consider this: homes with home security systems get discounts on their homeowners insurance. Homeowners pay less for homeowners insurance when they have a working home security system. The stronger your system, the less you’ll pay. Safety should come first.. You'll be new to the neighborhood and possibly a target for home invasions. Don't take the risk.
4. Inspect Your Heater, A/C Unit, And Water Heater
You're a homeowner now so this means you are now responsible for ALL maintenance!
Have your boiler room appliances inspected. This includes your Heating, Ventilation, and Air Conditioning unit (HVAC); your water heater; and, if the home is outfitted with one, your whole house humidifier.
If your technician recommends maintenance, have it done. The cost of a major repair or replacement will exceed the cost of routine maintenance.
5. Find New Homeowner Discounts On Insurance
Moving is an excellent time to compare car insurance rates.
You can also can new homeowner discounts from home improvement stores such as Lowe’s; from satellite services such as DirectTV; and, from home goods stores including Bed, Bath, & Beyond and Crate & Barrel.
Take advantage of all the discounts you can get. These are the perks of being new homeowner.
6. Know Which Addresses To Change When Moving
Unfortunately, when you move, the bills follow you.. I know! Make sure you change your address with the USPS. You can simply change it online or stop in to a location near you.
It's important you sure you don’t miss your bills, here are some addresses to change when moving:
Student loan lenders
Credit card companies
Subscription delivery services
Insurance companies and banks
You don’t want to miss payments and harm to your credit score! Make sure you change them ASAP.
7. Establish Auto-Pay On Your Mortgage
Just like we mentioned above, it is imperative you pay your bills on-time because you don't want to run the risk of harming your credit score. Your mortgage is basically a bill you must pay every month. You can manage your mortgage payments in two ways: you can write a check and send it by mail; or, you can set up your loan to auto-pay. Auto-pay is never late, and never late is good for your credit score.
To set up auto-pay, simply:
Go to your mortgage lender’s website
Find the page to setup “autopayment”
Give your name, address, loan number, and a link to your bank account
Its that simple.
I hope you take some of this tips into consideration when you purchase your new home!